Vacation Plan? Pay through a personal loan
It may come as a surprise to many, but gone are the days that involve side-lining the idea of a loan, as an emergency alternative, in a do or die situation. This, as the world, has come a long way into understanding the importance of financial education and thereby financial planning to accommodate the concept of borrowing into the scheme of things. Many entities in the banking and the non-banking financial sector even encourage this behaviour. TATA Capital Personal Loan, from the house of TATA group, is a pioneer of such developments. The grand old parent company with an experience in serving people for over 150 years, right from its humble beginnings, back in 1868 to the 21st century, where its benevolence has reached new horizons.
As far as the immediate framework is concerned TATA Capital Personal Loan is structured to cover all your financing requirements, including a pleasant vacation to a peaceful location, at a rather lucrative and appealing personal loan interest rate, starting at just 10.99%. Get a loan of up to Rs. 25 lakhs with a total tenure of up to 6 years or 72 months. This is one goldmine of a deal given how intricate and stringently long the procedure of procuring a loan could be.
A Personal Loan, taking a cue from the aforementioned statement is a versatile financial tool, that could offer assistance to you under variegated circumstances with ease. Because, growing of an individual or a household, for that matter, is not restricted to attaining financial or resource-related assistance for entering ventures of business and trade, or building a career by investing in academic growth or even buying essential commodities like a car or some other vehicle. Its also about opening the window of hope and joy once in a while to explore the unexplored, to dive into the serenity of nothingness, to collect something back for you to remember. Because a vacation or getaway is not just a time of fro one’s regular schedule, but a new learning experience, every turn with new chapters of hope and curiosity.
It is precisely for the very purpose of changing the way we think, for changing the way the borrower plans, that financial mammoths like TATA Capital Personal Loan have devised an easy route a better tomorrow, where people are aware of the opportunities at their hand.
The process is as simple as it gets, here the bank provides you with multiple variations of options in order to align with your unique needs, whether you are looking for a home extension cum renovation or want to explore the world and find yourself. Whatever may it be, to apply for a loan and enjoy the services offered by TATA, you need to provide basic proof of employment and income with adequate identity proof.
Documents Required for a personal loan at TATA Capital Include
An Identity card, in the form of an Aadhar card or Voter Id, photographic documentation.
Proof of residence again could be anything from an Aadhar Card to other documents like a Pan Card, a copy of the agreement of residence for borrowers living in a rented flat.
Income documents, in the form of a three-month salary slip, along with a bank statement for the same period is required to prove your financial ability.
And finally, an employment certificate from the employer proving your viability to repay in the future is all that is required to find the stairway to your heaven of wonder and awe.
Gaurav S. Khurana is the Founder and CEO of Dialabank and has had a great career in the Banking and Financial Services Sector. He has an experience of 18 years in the sector and has worked at Senior Roles including National Sales Head at ING Investment Management India and as the Vice President Citibank. A post-graduate from IMT, Ghaziabad. Gaurav started his career as a Named Account Manager in Xerox.
Being a part of this field for a long time now, he has written many informative articles and blogs benefiting and assisting many in making decisions regarding the policies provided by various banks and non-banking financial companies such as the ICICI Bank personal loan policy.